Client Letters

Current Client Letter:

Summer 2019
(click to view)

Past Client Letters:

Spring 2019

Summer 2018

Summer 2017
Spring 2017

Summer 2016
Spring 2016

Spring 2014

Securities and advisory services offered, in states where licensed, exclusively through representatives of KMS Financial Services, Inc., Member FINRA / SIPC and an SEC Registered Investment Advisor.


This site is for informational purposes only and is not an offer to sell or a solicitation of an offer to buy any securities or investment advisory services which may be referenced herein. We may only offer services in states in which we have been properly registered or are exempt from registration. Therefore some of the services mentioned may not be available in your state, and if not, the information is not intended for you.

KMS Financial Services