Individual Retirement Accounts (IRAs)

Individual Retirement Accounts (IRAs) can allow a person to set up retirement accounts where contributions may be tax deductible and grow tax-deferred until retirement. Individuals are able to withdraw the money anytime (though if younger than 59 ½ a 10% penalty may apply), and once a person reaches 73, required minimum distributions will begin. Tax deductible IRAs are taxed as ordinary income when the money is distributed. Types of tax deductible retirement plans include: Employer Plans (401k(s), 403b(s) and 457 plans), Simplified Employee Pension (SEP) IRAs, SIMPLE IRAs and Rollover IRAs.

Roth IRAs are not tax deductible; however, the eligible distributions are tax-free.

Mission Statement

Our mission is to enhance our client’s financial security and peace of mind. We take great care in listening to our client’s needs and objectives, so that we can build customized investment portfolios to help them achieve their financial goals and dreams.

Services

We provide financial and investment services including Registered Investment Advisory Services, Private Portfolio Management, Financial Planning, IRAs, College Savings Plans, Life Insurance and Estate Planning Assistance.

Client Letters

Click HERE to view our newly published Client Letter for the Spring of 2024. You can also view any other of our archived Client Letters and Newsletters which contain advice and tools to help you navigate the myriad of financial news and trends.

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• Advisory services offered through Osaic Advisory Services, LLC (Osaic Advisory).
• Securities offered through Osaic Wealth, Inc., Member FINRA/SIPC
• CA Financial Services, Osaic Advisory and Osaic Wealth are separate companies.

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