Welcome to CA Financial Services

Richard and Vicki Clifford formed Clifford Associates (CA) Financial Services in 1983 with a desire to help people accomplish their financial goals. In 2020, we associated with Securities America as our broker dealer and Arbor Point Advisors as our Registered Investment Advisor.

We take our high degree of Fiduciary Responsibility to our clients very seriously. As predominantly fee-based advisors, we do not accept financial or other incentives to recommend one investment over another. Our primary focus is on our client’s financial security and peace of mind. This allows our clients to devote their time and talents to their families, their jobs, and their hobbies knowing that we are working hard for them.

We take great care in listening to our client’s unique needs, desires and goals. When we build portfolios, we favor diversification & long term value investing. We have a disciplined process of analyzing securities, and choose investments with a proven record of significantly reducing downside risk while attaining reasonable returns. This method has historically reduced the volatility of our portfolios and helped shelter our clients from the worst events of recent years.